Jawatan Kosong CREDIT ANALYST EXECUTIVE -Immediate Hiring di [SYARIKAT]


Why Choose JCL? We provide:- 

  • Education Support
  • External Training Benefit
  • Achievement Awards
  • Achievement Dinner Celebration
  • Good Attendance Award
  • Medical Examination Benefit
  • Performance Bonus
  • Performance Increment
  • Group Personal Accident Insurance
  • Group Hospitalization & Surgical Insurance

Job Description:

  • Perform and responsible for credit analysis on customer based on their financial statement.
  • Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure.
  • Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
  • Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
  • Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.
  • To ensure confidentiality, integrity & availability of all information assets those are protected.
  • Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures.
  • Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
  • Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely-graded loans.
  • Responsible in credit/loan administration/management activities i.e. ensuring ongoing update of client files/information.
  • Responsible for minimizing defaults and bad debts of ongoing loans
  • Performs other duties as assigned

Job Requirement:

  • Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent
  • At least 1 years of relevant working experience and preferably in the credit evaluation experiences
  • Required Language(s) : Bahasa Malaysia & English
  • Experienced in Microsoft Office application including Excel, Word and Outlook
  • Excellent communication & Interpersonal Skills
  • Able to work independently with minimal supervision and work to meet deadlines
  • Full-Time and Contract-basis position(s) available
  • Able to work immediately
  • Fresh Graduates encourage to apply

Maklumat Tambahan Jawatan Kosong

Tahap Pekerjaan : Junior Executive
Kelayakan : Accounting/Finance, Banking/Financial
Pengalaman Kerja : 1 year
Jenis Kerja : Full-Time
Pengkhususan Kerja : Accounting/Finance, Banking/Financial / 501, 135

Maklumat Syarikat Majikan, [SYARIKAT]

JCL Credit Leasing Sdn Bhd

JCL Credit Leasing Sdn. Bhd. is a Japanese owned company with its Headquarters located in Tokyo. We specialize in the area of Microfinance, with our major product is Personal Loan. Our strength lies within the experience gained from operating in Japan for more than 15 years. Operation in Malaysia is part of our initial step to further expand our business in the Asian market.

Well performed staff will be provided equal opportunity to be promoted to leader and above position.

Promotion within short period (half year) is possible if the particular individual have good performance.

Our Vision

We will offer products and services of Microfinance in areas where we believe we can make a difference and achieve competitive business results to increase the standards of wealth and happiness of the general public and our shareholders.

Our Mission

To provide great opportunities to people by financing their needs so that they may achieve their dreams and goals and to support and promote the growth of the micro-economy and greatly contribute to the development of the sector.

Our Principle

Provide the best service possible for customer satisfaction by building genuine customer trust, confidence, profit and transparency.

Professionally operate with high performance to become the market leader in the industry and continue to grow the value of our customers, shareholders and the company.

Provide a work place where employees may learn from each other in a safe, honest and free minded environment.

Maklumat Tambahan Syarikat [SYARIKAT]

Saiz Syarikat : 51 – 200 Employees
Masa Pemprosesan Permohonan : 6 days
Industri : Banking / Financial Services
Elaun dan Lain-lain : Miscellaneous allowance, Medical, Loans, Regular hours, Mondays – Fridays, Formal (e.g. Shirts + Ties), Education Support, External Training Benefit, Achievement Awards
Lokasi : Kuala Lumpur